ADS Chapter 496

Speeches Shim

FSN Health and Accident Coverage (HAC)

Functional Series 400 – Human Resources

Full Revision Date: 08/04/2015
Responsible Office: HCTM/OHCI
File Name: 496_080415


This chapter provides guidance on required Health and Accident Coverage (HAC) for Foreign Service National (FSN) direct-hires and personal services contractors (PSCs), and Third Country National personal services contractors (TCNPSCs) compensated on the local compensation plan, who plan to travel to the U.S. or a third country for training or other official business. For the purposes of this chapter, the term FSN refers to the above categories of personnel. Throughout this chapter, this required health and accident insurance coverage is referred to as FSN HAC.